I hear this question a lot from people, and I completely understand why they ask this question. A quick look around the Internet will show you literally hundreds of thousands of cannot fail, guaranteed, get rich quick internet marketing programs. Obviously, they can’t all be legit and they can’t all work, or we would all be millionaires already! One quick way to separate programs that you should at least look into, and ones that you should completely ignore, is whether or not they offer a money back guarantee. If they do offer this guarantee, then you can least begin to do some research on the product. The first thing I would do is examine the money back guarantee and see what all is involved in getting your money back. Even if it says they offer a no hassle, no questions asked, money back guarantee, you cannot just take their word for it. It is always best to pay for items with a credit card if possible, so that if the product is not what you expected and you do not get your money back quickly, you can file what is called a charge back with your credit card company. A charge back is simply where you notify your credit card company that you did not receive what you paid for or that the company is refusing to honor their money back guarantee. The credit card company will then reverse the charges on your card and charge it back to the company or individual that you purchased from. One other fact that a lot of people do not realize is that if you purchase a product online through ClickBank, a huge clearinghouse for online publishing, you can contact them and request a refund directly from them. I have personally done this on many occasions and have yet to run into any difficulties in getting my money back from them . So, now that we’ve examined the first criteria in separating what should be considered and what should not, let’s look at a couple of ways to genrate an income online.